Payments and Financing in Brooklyn

Dental Membership vs Traditional Dental Insurance

Insurance can help pay for care — but it should never decide what care you receive.Our Membership Program allows us to focus on what’s best for your health, not what a policy allows.

Which option is right for you?

Feature

Court Street Dental Membership

Traditional Dental Insurance

Who controls treatment decisions?

Your dentist — based on your health and long-term outcomes

Insurance company guidelines and coverage rules

Annual maximums

None

Typically $1,000–$2,000 per year

Waiting periods

No waiting periods

Often 6–12 months for major services

Pre-authorizations

Not required

Often required and can delay care

Deductibles

None

Common

Coverage clarity

Simple, transparent benefits

Can be complex and restrictive

Preventive exams & X-rays

Included annually

Usually covered, but frequency is plan-dependent

Emergency exams

Included

Often limited or partially covered

Cleanings / hygiene

20% savings

Often limited to 1–2 per year

Restorative treatment savings

10% off all dental treatment

Partial coverage, often capped

Cosmetic consultation

Included at no charge

Usually not covered

Invisalign savings

$500 off treatment

Limited or no orthodontic coverage for adults

Teeth whitening savings

$100 off in-office whitening

Not covered

Treatment warranties

2–5 year warranties on qualifying work

Not offered

Flexibility of care

High — personalized, prevention-focused

Limited by plan rules

Use at other offices

Court Street Dental only

Usually network-restricted

Is this insurance?

No — direct care relationship

Yes

How to Think About the Difference

Court Street Dental Membership

  • Designed for predictability, prevention, and long-term value
  • No surprise denials or coverage limitations
  • Encourages consistent care and accountability
  • Ideal for patients who want clarity and quality over complexity

Traditional Dental Insurance

  • May help offset costs for basic care
  • Often limits coverage based on annual caps and contract rules
  • Treatment recommendations may be influenced by plan restrictions
  • Works best when paired with strong preventive habits

Court Street Dental Membership Program

Our Membership Program is built on prevention, transparency, and long-term trust — not insurance fine print.

Membership Program FAQ

Our Membership Program is an in-house dental savings plan designed for patients who want high-quality care without traditional dental insurance. It provides preventive services, treatment discounts, and long-term value — all directly through our office.

What’s Included in the Membership

Your membership includes:

  • 2 complimentary comprehensive or periodic oral exams per year
  • Annual complimentary 2D X-rays (as clinically indicated)
  • 2 complimentary emergency exams
  • 2 dental cleanings

These visits allow us to detect problems early — when treatment is simpler and more conservative.

Treatment & Cosmetic Savings

Members receive:

  • 10% off all dental treatment provided by the dentist
  • 20% off hygiene services
  • $500 off Invisalign treatment
  • $100 off in-office teeth whitening
  • No charge for Invisalign and cosmetic consultations

📌 Discounts do not apply when using third-party financing.

Long-Term Value: Treatment Warranties

Yes — because we stand behind the quality of our work.

🕒 2-Year Warranty

  • Composite (tooth-colored) fillings placed in our office
  • If a filling fails, we will repair or replace it at no charge
  • If further treatment is needed, the cost of the original filling is credited

🕔 5-Year Warranty

  • Crowns, bridges, inlays, onlays, and porcelain veneers placed in our office
  • Covered for chipping, fracture, loosening, or debonding under normal use

Important:
To maintain warranty coverage, you must:

  • Maintain continuous membership
  • Complete all recommended exams, cleanings, X-rays, and follow-up care
  • Wear a professionally made night guard if prescribed

Accidents, trauma, neglect, or non-compliance are not covered.

Important Program Guidelines

No. All membership fees are non-refundable and due at enrollment.

No. Memberships are non-transferable and apply only to the enrolled patient.

No. The Membership Program cannot be combined with insurance, coupons, third-party financing, or other discount plans.

Membership Pricing

$600 per year

Why We Created This Program

Because we believe dentistry works best when:

  • Prevention is prioritized
  • Patients return consistently
  • Treatment decisions are based on health — not insurance limitations

This program allows us to focus on long-term success, durability of treatment, and a true partnership with our patients.

Frequently Asked Follow-Up Questions

The Membership Program cannot be combined with insurance discounts, but some patients still keep insurance for services performed outside our office.

Request An Appointment

Conveniently located in downtown Brooklyn on Court Street between Joralemon and Remsen. We’re near the Borough Hall Station on the 2, 3, 4, and 5 lines, the Jay St – Metrotech Station on the A, C, and F lines, and the Court Street Station on the R line.

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